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• Frontpage
• News
• Pension record
• What are pensions?
  • About earnings-related pensions
  • Pension providers grant and pay out pensions
  • Pensions financed with earnings-related pension contributions and investment returns
  • Compensation for accident at work, occupational disease or traffic accident
  • You or your employer can take out voluntary pension insurance
• How much pension?
  • Amount of earnings-related pension
  • Estimate your future pension
  • Working longer pays off
  • Life expectancy coefficient applied when pension starts
  • Indexes protect the pension amount
  • Pension for degrees
  • Pension for family leave
  • Pension for social security benefits
  • National and guarantee pensions supplement small earnings-related pensions
  • Combine work and retirement
• Different pensions
  • Familiarise yourself with the pension benefits
  • Old-age pension – Your retirement age is based on your year of birth
  • Flexible partial old-age pension
  • Back to work after rehabilitation
  • Disability pension if your working ability has been reduced
  • Years-of-service pension after long work history that requires great effort
  • Surviving spouse’s pension and orphan’s pension protect the family
• Claim your pension
  • Briefly on claiming your pension
  • How will my pension be paid and taxed?
  • Pension from abroad to Finland
  • How do I claim a pension from abroad?
  • Earnings-related pension paid abroad from Finland
• Pensions for the self-employed
  • Insure your self-employment
  • When do I need insurance?
  • What is YEL income?
  • Pension amount and contributions
  • Social security of the self-employed based on confirmed income
  • The Finnish Centre for Pensions supervises
• Employer’s obligations
  • Employers arrange pension insurance
  • Employer posts total contribution
  • Insurance and contributions in international situations
  • Public sector has its own pension act
  • Private household as employer
  • Finnish Centre for Pensions Supervises
• Working abroad
  • Working and pensions abroad
  • Employee working abroad
  • Self-employed person working abroad
• Working in Finland
  • Working and earning a pension in Finland
  • Worker posted to Finland from abroad
  • Working in two or more countries
• Themes
  • Good to know about pensions
  • At the end of your career path
  • Three aspects of the 2025 pension reform
  • Information for independent workers
• Forms
• Contact information
• FAQs on earnings-related pensions
• Feedback
• Instructions
• Use an application form to claim your pension